People ask me all the time “Doc are you a provider for __________insurance company”.
That is an excellent question.
I am a “provider” or “in- network doctor” for several Dental Insurance Plans. Every dental Plan is different………even within the same parent insurance company. Dynamic Dental Insurance company, for instance, may have 5 or 6 different dental plans that they put together for a particular employer group. Each of these plans may have different coverage amounts and different co-pay amounts.
Most of the time, there is very little, if any, difference in your dental insurance benefits whether you choose to see a doctor who is “in-network” or “out-of-network”.
You can’t always trust the insurance company’s website to show you who is “in-network” also. I’ve had insurance companies list me as an “in-network” doctor on their website to try and make it look like they have the best doctors in their network, even though I was never an “in-network doctor” for their company. I’ve also had an insurance company that I was an “in-network” doctor for, forget to list me on their website.
The only way to get accurate information about your particular insurance plan is to let us call for you, to determine what your insurance benefits will be, in our office. We will be glad to do this for you. Let us do the heavy lifting for you.
Rest assured that we have been working with most all insurance companies for 20+ years and have lots of learned information that will benefit your experience with us.
No Insurance…….No Problem!
We have many, many patients with no dental insurance who are thrilled with the care they receive from our office.
If you are retired, self employed or don’t have dental insurance through a large employer, you may be better off by “self insuring”.
When you add up the cost of the dental insurance premiums for a year, versus the probable cost of dental care for a year, often times it makes more sense to “self insure”.
Give us a call with any insurance questions you might have.
205.995.1450 | 101 Missionary Ridge, Ste 101, Birmingham, AL 35242